Here we are again, another Monday closer to Christmas. I can't wait!!!!!
This Monday our money saving tip is:
Make a budget and plan out Christmas
Every year people go hog wild over Christmas. I admit we love the Holidays but you have to step back and think about it. A lot of people don't plan for Christmas, they say it just sneaks up on them. Well I hate to inform you but Christmas has always been December 25. That's what Dave Ramsey would say.
Start a Christmas savings account, put in something every payday. Its will add up, I promise. That is if you keep depositing. :) Buy what you CAN afford. So many people charge so much for the holidays then have trouble paying it off. If you can't pay it off right away you're probably spending to much.
Shop the sales. Use coupons. Make gifts.
There are so many ideas out there. Think before you buy!!!