There are only 3 more Monday's till 2010. This year has went by so fast, it's like once you have kids everything goes by in warp speed. This brings me to this weeks tip.
Have a spending freeze, day, week, or month.
This is in the works for our family. We have never done one before so this should be fun. Especially when you are in a routine of spending for the holidays. So in January we are going to have a spending freeze month. You set your own rules. Say you like to by magazines, but for your freeze you won't. Or maybe you will be have an eat from your pantry month to save your grocery money. No eating out. No Starbucks. It's whatever you mostly spend your money on besides your normal bills every month that you can cut out. Try it, we are. I have heard it can do wonders!
I will be posting about our spending freeze daily once January arrives. Until then thank you for stopping by, hope you check back often.